Sniffy 2mo ago • 100%
Tons of companies have 'officially' pushed out RTO, mine included, but here in Bay Area it's still up to the agreement between direct managers and employees to keep WFH going. So my team still does WFH and other reasonable managers continue to do so for their teams as well. I hope that works out for your case too.
Sniffy 12mo ago • 100%
Oh ok, I did not know that reputation of the site. I thought it was interesting that they mostly recommend Treasury bonds as cash reserve and I see a lot of discussion regarding that, due to inflation lately.
Sniffy 12mo ago • 100%
I think a little nudge is good but if they are not receptive to it, I don't bring it up again. Finance is very personal stuff and my some of friends/family get embarrassed/uncomfortable discussing that.
also I think it's important to not be completely out of touch since most people in my circle don't have enough money to have a safe savings/emergency stash, let alone invest into retirement. I don't want to piss people off or make them despair talking about FIRE if I know they don't have good income leftover to begin with. That's just been my experience with it, curious how you guys think about it.
| Age | 2022 Net Worth (Median) USD$| |---------|----------------| Less than 35|$39,040 35-44|$135,300 45-54|$246,700 55-64|$364,267 65-74|$410,000 75 or older|$334,700 Source: https://www.federalreserve.gov/econres/scf/dataviz/scf/chart/
Sniffy 1y ago • 100%
I got lucky, the laziest investing method turned out to be one of the better ones. I was originally looking at which stocks pay the most dividends so I can contribute with minimal effort, then learned about index funds, and which funds the most reliable, etc... that got me into FIRE.
Sniffy 1y ago • 96%
Haha but seriously, please don't use workers as your personal therapists.
Sniffy 1y ago • 100%
Well... I'd rather stay and keep the 25% for an "ok" job 😄. A dream job is so fagile, especially when an important team member leaves / management changes for the worse and changes the entire work dynamic.
Sniffy 1y ago • 100%
All this inflation has me worried about not getting enough raise next year to cover the rising cost of groceries. Feeling anxious.
Sniffy 1y ago • 100%
geez, the market sure took a tumble this week... though on the upside, the funds are at a good discount for buying 😎
Sniffy 1y ago • 100%
That is all true. It just saves me money not buying a TV 😅.
Sniffy 1y ago • 100%
The big blob of merged people was so disturbing, glad this was in a cartoon and not live action. That would have been extra horrifying!
Sniffy 1y ago • 14%
Eww that's gotta smell nasty while taking a nap next to it.
Sniffy 1y ago • 70%
Wow I hope you don't get caught because that would be serious, manipulating item prices without authorization. Maybe gas station management is more lenient but I personally wouldn't bet on it.
Sniffy 1y ago • 80%
I also use my pc as a TV with a big monitor. I can watch Netflix/streams through Firefox and control the pc with my PS5 controller connected through bluetooth.
Sniffy 1y ago • 100%
Dang you're almost there! I live in HCOL area so $2M. I'm 5% to the goal 😢.
Sniffy 1y ago • 100%
Oh that's a cool trick. Thanks for the explanation 😀
Sniffy 1y ago • 100%
I don't know what this is. Another thing to learn!
Sniffy 1y ago • 83%
Lmao a bit dramatic writing a "love letter" to a game that's not released yet.
I hope the game lives up to its hype... but knowing Bethesda, it will probably be buggy and janky before the modding community does the actual heavy lifting as usual.
Sniffy 1y ago • 100%
Have you guys sold your I-bonds? I had it less than 5 years but thinking about moving it to HYSA.
Sniffy 1y ago • 100%
I thought I saved up enough to buy a modest place for myself but looking at the prices.. I was so wrong. My landlord will be happy.
Sniffy 1y ago • 86%
He makes his video editors do manual labor for his home, like painting his walls and moving home furnitures. He is not known to be a respectful guy.
Hi all, I see lots of subscribers in this community. What stage of FIRE are you guys in? curious about the demographic in here. - Neither FI nor RE - FI but not RE - FIRE'd - ? I am in the first category, working towards FI for seven years now and recently reached 100K NW. Unfortunately I live in very HCOL area so I still have long ways to go 🥲
Many people around me are saying US based index funds is enough coverage to FIRE but I want to know if it's worth diversifying even more, maybe 10-20%?
curious to know how many low income savers are in the community vs typical FIRE jobs like software engineers